Experienced. Helpful. Patient.

Medicare can be very confusing. So many parts! So many plans!  When am I eligible? When do I enroll? How do I enroll? Which is the best plan for me? 

My 46 years of Experience, Patiently Helping people just like you by sharing my Knowledge of Medicare, will answer each of these questions for you. 

This website is built for the sole purpose of Medicare education. I intentionally excluded information about specific Medicare Advantage and Medicare Supplement Plans because I am convinced that you will be equipped to sort those things out once you understand how Medicare works.

I have more than 600 Medicare Advantage and Medicare Supplement clients. However, I want you to know I will not badger you to purchase any plan as a requirement to receive my help, or use this site.    

Who Are We?

Located in Central Florida, licensed by the State of Florida Department of Insurance for 46 years and annually certified by Medicare since 2009, our business is exclusively Medicare. Ultimately, our business is helping people navigate Medicare, be they individuals or people we meet through relationships with employers.

Although we are based in Central Florida our reach is statewide. We support employer HR and Benefit Staffs, as well as assist individuals with any needs they may have regarding Medicare, anywhere in this state.

We understand that our interaction with your employees reflects directly on your company. Our promise is we will never be the source of a complaint.  Our integrity is important to us, and we are guided by the highest of ethics in everything we do on behalf of your company.   

We never charge a fee for anything we do. Whether we advise, consult, teach, or solve problems, there will be no cost to anyone. We can prove it, just ask for references.

We pride ourselves on being students of Medicare. It changes constantly. And when a change takes place being unaware can be expensive.  We’re dealing with the government, “I just didn’t know” won’t change a thing.  

Your HR/Benefits team has enough to worry about. Why not let us take care of Medicare?

The Experience You Need

When you need it most!


The experience you need when you need to avoid penalties and problems.


A Medicare expert with decades of experience in Medicare.


Here for you, no matter what, when, or how you need help.

How It Works

That is up to you. But we find establishing trust among your employees is vital to success in creating a long-term relationship with them. To this end we encourage periodic “lunch & learns”, which might be once a year, or more frequently if you prefer. Content of the lunch & learn will be the same if only one employee attends, or there are 50 in attendance. 

These meetings will never exceed an hour in length. If your lunch schedules are shorter, the lunch and learn can be adjusted to fit your needs. The format will always be “educational” as prescribed by Medicare, and relaxed, with attendees encouraged to ask questions. 

Emphasis is placed on eligibility, when and how to enroll in Medicare, and, importantly, whether to enroll in Part A or Part A and B. Correct answers to these questions prevent the most common Medicare penalties.

We don’t believe in badgering your staff or your employees with phone calls to sell them anything. We find employees will contact us as they deem necessary. Typically, if they have questions they may contact your staff for referral to us, or they’ll just call us.    

If you agree that health insurance can be a quagmire of rules and regulations, then Medicare can be a nightmare. Remember, you’re dealing with the government.  

At Florida Medicare Specialists, simplifying Medicare is our business. Let us help you with yours.

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